What Is Commercial General Liability Insurance and What Does it Cover? 

Commercial general liability insurance is designed to help protect your business from financial losses if you’re held responsible for third-party injuries or property damage.

A standard commercial general liability policy may provide coverage for:

• Bodily injury: If a customer or visitor is injured on your premises, CGL insurance can help cover medical expenses and legal costs.
• Property damage: If your business activities accidentally damage someone else’s property, this coverage can help pay for repairs or replacements.
• Personal and advertising injury: This includes claims of libel, slander, copyright infringement or false advertising that may arise from your business operations.
• Legal defense costs: Even if a claim is unfounded, commercial general liability insurance can help cover the costs of defending your business in court.

Who Needs Commercial General Liability Insurance?

CGL insurance is valuable for a wide range of businesses, including:

• Retail stores and restaurants
• Contractors and service providers
• Offices and professional practices
• Home-based businesses

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The Stephany's Auto Insurance Services team can help you find appropriate liability coverage at favorable rates.

Contact us today to discuss your commercial general liability options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.