September 24, 2025
AgencyWhat Is Commercial General Liability Insurance and What Does it Cover?
Commercial general liability insurance is designed to help protect your business from financial losses if you’re held responsible for third-party injuries or property damage. A standard commercial general liability policy may provide coverage for: Bodily injury: If a customer or visitor is injured on your premises, CGL insurance can help cover medical expenses and legal […]
July 7, 2025
AgencyWhen to File an Auto Insurance Claim
Knowing when to file a claim is one essential aspect of understanding your auto insurance. Filing too often or at the wrong time can impact your premiums. When Should I File for an Auto Insurance Claim? You should file a claim if the cost of repairs exceeds your deductible or if another party is […]
June 25, 2025
AgencyPhysical Damage Coverage: Is It Worth It for Your Fleet?
Physical damage coverage is a type of commercial auto insurance that may help cover the costs of repairing or replacing your fleet vehicles after a covered event. What is Included in Physical Damage Coverage? This type of insurance includes the following protections: Collision coverage may cover damage to your vehicle if it hits another […]
May 27, 2025
AgencyHow Does Homeowners Insurance Cover Your Roof?
Your roof is one of the most important parts of your home, shielding everything underneath from wind, rain, sun and debris. But when it’s damaged, repairs or replacements can be expensive. For homeowners in , , understanding how your insurance applies to roof damage can help you make informed decisions, especially in the event of […]
March 27, 2025
AgencyWhat RV Coverage Do I Need for My RV?
For RV owners in and throughout , appropriate insurance coverage can significantly improve their travel experiences. ‘s diverse landscapes offer everything from coastal drives to desert adventures, so your insurance needs might vary depending on how you use your RV. Basic Coverage Considerations Most states, including , require liability insurance for motorized RVs. This […]
February 21, 2025
AgencyHow Does Auto Insurance Work?
Auto insurance is an essential financial tool that may help drivers manage losses due to accidents, damage and theft. The right policy may cover repair costs, medical expenses and liability claims. Without coverage, you may have to cover these expenses on your own. How Does Auto Insurance Work? When you buy an auto insurance […]
November 8, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]